NAC679B.700. Preparation of investigative consumer report; personal interview.

     1. No insurance institution, agent or insurance-support organization may prepare or request an investigative consumer report about a natural person in connection with an insurance transaction involving an application for insurance, the renewal of a policy, the reinstatement of a policy or a change in insurance benefits unless the insurance institution or agent informs the natural person that:

     (a) The natural person may request to be interviewed in connection with the preparation of the investigative consumer report; and

     (b) Upon a request the natural person is entitled to receive a copy of the investigative consumer report.

     2. In preparing an investigative consumer report the insurance institution or agent shall institute reasonable procedures to conduct a personal interview requested by a natural person.

     3. If an investigative consumer report is to be prepared by an insurance-support organization, the insurance institution or agent desiring the report shall inform the insurance-support organization whether a personal interview has been requested by the natural person. The insurance-support organization shall institute reasonable procedures to conduct an interview, if requested.

     (Added to NAC by Comm’r of Insurance, 10-4-88, eff. 1-1-89)