NAC686A.130. Availability of insurance; restrictions; marital status.

     1. Availability of insurance may not be denied to an insured on the basis of sex or marital status. The amount of benefits payable, conditions or types of coverage may not be restricted, modified, excluded or reduced solely on the basis of sex or marital status of the insured, except as a result of the application of rate differentials permitted under the insurance code.

     2. Restrictions of terms, conditions and types of coverage, and other modifications, exclusions or reductions of the benefits payable are permitted if established by agreement between the insured and the insurer.

     3. Marital status may be considered for the purpose of determining eligibility for dependent or family coverage.

     [Comm’r of Insurance, M-7 part § 5, eff. 9-11-77]