NAC686A.492. Engaging in certain acts or practices while on military installation.

An insurer or producer of insurance engages in an unfair or deceptive act or practice in violation of NRS 686A.020 if, while on a military installation, the insurer or producer of insurance:

     1. Knowingly solicits the purchase of a life insurance product door-to-door or without first establishing a specific appointment for each meeting with the prospective purchaser.

     2. Solicits the purchase of a life insurance product from active duty service members in a group or mass audience or in a captive audience where attendance is not voluntary.

     3. Knowingly makes appointments with, or solicits the purchase of a life insurance product from, an active duty service member during the normally scheduled duty hours of the active duty service member.

     4. Makes appointments with, or solicits the purchase of a life insurance product from, an active duty service member in barracks, day rooms, unit areas, transient personnel housing or other areas where the commander of the military installation has prohibited solicitation.

     5. Solicits the purchase of any life insurance product without first obtaining permission from the commander of the military installation or the designee of the commander.

     6. Posts bulletins, notices or advertisements without authorization from the commander of the military installation or the designee of the commander.

     7. Fails to present DD Form 2885, “Personal Commercial Solicitation Evaluation,” to an active duty service member solicited by the insurer or producer of insurance or encourages an active duty service member not to complete or submit a DD Form 2885.

     8. Knowingly accepts an application for a life insurance product from, or issues a policy of life insurance on the life of, an enlisted member of the United States Armed Forces without first obtaining for the files of the insurer or producer of insurance a completed copy of any required form which confirms that the enlisted member has received counseling or fulfilled any other similar requirement for the sale of a life insurance product established by the regulations, directives or rules of the Department of Defense or the branch of the United States Armed Forces in which the enlisted member serves.

     (Added to NAC by Comm’r of Insurance by R031-07, 8-31-2007, eff. 9-1-2007)