NAC690B.250. Private automobiles for passengers and commercial automobiles; applicability.

     1. For underwriting, cancellation, nonrenewal, or rating of insurance for private automobiles for passengers, an insurer may consider only the incidents which occur while the person affected is operating a private automobile for passengers.

     2. For underwriting, rating, cancellation, or nonrenewal of insurance for commercial automobiles an insurer may consider only the incidents which occur while the person or applicant affected is operating a commercial vehicle.

     3. If it is not apparent whether an incident is related to the operation of a private automobile for passengers or a commercial automobile, the insurer or its agent may request that the insured submit a supplemental application stating and submit proof concerning the true nature of the incident.

     4. The provisions of subsections 1, 2 and 3 do not apply to any person who has been convicted of reckless driving, driving while intoxicated, or manslaughter resulting from the operation of a motor vehicle.

     [Comm’r of Insurance, PC-21, §§ VII, VIII, eff. 4-4-78]—(NAC A 10-30-85)