NAC691C.030. Coverage: “Extended coverage” and “standard fire policy” interpreted.

     1. As used in NRS 691C.260:

     (a) “Extended coverage” includes, but is not limited to, coverage against all direct losses by:

          (1) Fire;

          (2) Lightning;

          (3) Internal or other explosion;

          (4) Riot;

          (5) Vehicles;

          (6) Civil commotion;

          (7) Fireplace or other smoke;

          (8) Hail;

          (9) Aircraft;

          (10) Windstorm;

          (11) Volcanic eruption;

          (12) Vandalism and malicious mischief;

          (13) Burglary;

          (14) Weight of ice, snow or sleet;

          (15) Discharge of water or steam;

          (16) Falling objects;

          (17) Freezing;

          (18) Sudden tearing, cracking or burning;

          (19) Electrical current;

          (20) Flood;

          (21) Earthquake;

          (22) Theft; and

          (23) Mysterious disappearance.

     (b) “Standard fire policy” means a policy or contract of insurance that provides coverage against all direct loss by fire or lightning, and for costs incurred in removing from the premises property endangered by the perils insured against, as described in the policy declarations.

     2. This section does not apply to guaranteed asset protection insurance.

     (Added to NAC by Comm’r of Insurance by R132-05, eff. 10-31-2005; A by R114-06, 3-23-2007, eff. 4-1-2007)