NAC704.4085. Establishment of credit.

     1. A utility may require a customer to establish credit before it:

     (a) Furnishes service; or

     (b) Resumes service after a termination of service, if the customer:

          (1) Has not previously paid a deposit to the utility; or

          (2) Has paid a deposit, but it has been returned to the customer in whole or in part, applied to his or her account, or treated as part of a new deposit.

     2. For the purposes of this section, a customer establishes credit if he or she:

     (a) Pays a deposit to the utility;

     (b) Has, during the 2 years preceding the request for service, been a customer of:

          (1) The utility and has established satisfactory credit; or

          (2) Another municipal or regulated telephone utility, has made timely payment of each bill issued to him or her during the most recent 12 months of service, and the record of payment can be verified;

     (c) Uses a cosigner or guarantor, at the option of the utility, with credit acceptable to the utility;

     (d) Receives benefits from a retirement plan or the Social Security Administration, unless he or she has unsatisfactory credit; or

     (e) Demonstrates creditworthiness in any other manner satisfactory to the utility.

     3. Except as otherwise provided in NAC 704.409, a customer may not be required by a utility to establish credit in any particular manner described in subsection 2.

     4. Upon the request of a customer, a utility shall provide a form to use in requesting his or her credit history from another utility.

     (Added to NAC by Pub. Service Comm’n, eff. 1-5-89)