NAC706.191. Insurance.

     1. All common and contract carriers shall maintain a contract of insurance against liability for injury to persons and damage to property in the following minimum amounts:

     (a) Carriers authorized to transport persons only or persons and property:

	Limit for bodily injuries to or death of one person	Limit for bodily injuries to or death of all persons injured or killed in any one accident	Limit for loss or damage in any one accident to property of others, excluding cargo
Horse-drawn vehicles and taxicabs	$250,000	$500,000	$50,000
7 passengers or less, including the driver, other than a taxicab	1,500,000	1,500,000	1,500,000
8 to 15 passengers, inclusive, including the driver	1,500,000	1,500,000	1,500,000
16 passengers or more, including the driver	5,000,000	5,000,000	5,000,000
Freight only	750,000	750,000	750,000

Any of these amounts may be a single combined limit.

     (b) Except as otherwise provided in subsection 3, carriers authorized to transport the following commodities:

	Limit for bodily injuries to or death of one person	Limit for bodily injuries to or death of all persons injured or killed in any one accident, subject to a maximum of $300,000 for bodily injuries to or death of each person	Limit for loss or damage in any one accident to property of others, excluding cargo
Hazardous substances as defined in 49 C.F.R. § 171.8, as that section existed on April 1, 2000, liquefied compressed gas or compressed gas in cargo tanks, portable tanks or hoppers with capacities of more than 3,500 liquid gallons	$300,000	$2,500,000	$5,000,000
Oil as listed in 49 C.F.R. § 172.101 and hazardous materials and substances as defined in 49 C.F.R. § 171.8 and listed in 49 C.F.R. § 172.101, as those sections existed on April 1, 2000	300,000	2,500,000	1,000,000
Class A or Class B explosives, poisonous gas or radioactive materials as defined in 49 C.F.R. § 172.101	300,000	2,500,000	5,000,000

     2. Each common or contract motor carrier shall maintain insurance in the following minimum amounts to compensate shippers or consignees for loss of or damage to property belonging to shippers or consignees and coming into the possession of a common or contract motor carrier in connection with his or her services:

     (a) For loss of or damage to property carried on any one motor vehicle, $15,000.

     (b) For loss of or damage to property occurring at any one time and place, or an aggregate of such losses or damages to property, $30,000.

     3. If the minimum amount of insurance required to be maintained pursuant to Title 49 of the Code of Federal Regulations is increased above the amount listed in this section, the common or contract carrier shall maintain insurance in an amount that is equal to or greater than the federally required minimum amount.

     4. A common or contract carrier shall file with the Authority evidence of the necessary insurance for each vehicle to be operated by the carrier as often as necessary to ensure that such evidence is current.

     [Pub. Service Comm’n, Gen. Order 5 Rule 410, eff. 12-1-62]—(NAC A 9-1-87; 11-22-89; A by Transportation Serv. Auth. by R040-02, 9-20-2002)