NAC687B.113. Delivery of shopper’s guide to long-term care insurance.

     1. Except as otherwise provided in this section, a shopper’s guide to long-term care insurance must be furnished to each prospective applicant. In the case of a group contract, the guide may be delivered to the policyholder for distribution to the certificate holders. The guide must be one developed and approved by the Commissioner or must be in the format developed by the National Association of Insurance Commissioners.

     2. An agent who is soliciting an application for long-term care insurance in person shall furnish the prospective applicant with the shopper’s guide before giving him or her an application or enrollment form. In the case of a direct-response solicitation, the shopper’s guide must be presented in conjunction with any application or enrollment form.

     3. An insurer who offers a life insurance policy, rider or endorsement that contains accelerated long-term care benefits is not required to furnish the shopper’s guide, but shall furnish the policy summary required by NAC 687B.0684 within the time provided by that section.

     (Added to NAC by Comm’r of Insurance, eff. 1-4-91; A by R028-10, 12-16-2010, eff. 10-1-2011)